pre-existing conditions
📖 Definitions
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Medical conditions or health issues that a person has been diagnosed with or experienced prior to a specific date, such as the start of an insurance policy or a new treatment plan.; Health problems documented before the purchase of an insurance policy, which historically affected coverage eligibility or premium costs.
💬 Examples
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Vulnerable populations, particularly the elderly and those with pre-existing conditions, face heightened risks requiring immediate medical attention.
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Legislation was passed to prohibit insurance companies from charging higher rates based on pre-existing conditions.